Horse Vet Fees Insurance
Protect your horse for as low as £7.65 per month.
| Vet Fees Insurance | Price per year | |
|---|---|---|
| £1.5k Claim Limit | £3k Claim Limit | |
| Standard Vet Fees* | £91.80 | £195.00 |
| Add Disposal Cover +£24 | £115.80 | £219.00 |
| Add Tack Cover +£70 | £161.80 | £265.00 |
| Add Colic Cover +£260 | £351.80 | £455.00 |
| Prices only available to One Club members | ||
Insurance Premiums include IPT
An excess of £165 applies to each and every vet fee claim.
Vet Fees insurance with Harry Hall
One Club members can make the most of Harry Hall’s Horse Veterinary Fees Insurance. Get a quick and easy quote and you and your horse can be insured online in minutes!
When you take out this policy, cover is provided against accidental external injury to your horse with a limit of £1,500 as standard for any one claim and in the aggregate.
Optional extras of Tack Cover, Colic Protection and Disposal Costs can also be added for an additional premium.
Need a bigger limit? You can up the claim limit of the standard policy to £3,000 too.
Understand your cover options
What is covered with Harry Hall Vet Fee Insurance?
Cover on this policy is provided for accidental external injury only. There is a limit of £1,500 for any one claim and in the aggregate across the policy period. This limit can be increased to £3,000 by selecting the option in the dropdown above.
There is an excess of £165 which applies to each and every vet fees claim.
Please note that cover is restricted to a maximum of two horses which you own or have on full loan, or four horses if you have a One Club Gold Family Membership, as named on the certificate of insurance.
What is covered with Harry Hall Colic Insurance?
In addition to the standard Vet Fee policy, the following applies to our Colic policy:
- Cover is for colic surgery, and does not cover any bouts of colic that did not result in the horse undergoing surgery under general anaesthetic.
- A limit of £5,000 per claim and in the aggregate.
- Costs of after care is included up to a maximum of 50% of the cost of the surgical procedure or for no more than 15 days whichever is the lesser value.
- Cover is provided for a maximum of two horses which you own or have on full loan, or four horses if you have a family membership, as named of the certificate of insurance.
- An excess of £500 applies to each and every claim.
- The policy excludes horses aged 15 years or older, at inception or renewal of the policy.
- Cover is not available for any horses which has suffered from or shown signs of colic in the past.
- Livery costs (whilst at the equine hospital/boarding costs) are excluded.
Our different policy options
Our horse vet fee insurance policy starts at £91.80 per year or just £7.65 per month. This premium is inclusive of Insurance Premium Tax at 12.00% and a £19.00 administration fee. Additional cover is available for an extra fee as listed below:
- Increased claim limit to £3,000 +£103.20 - This means you can protect your horse against accidental external injuries only with a limit of £3,000 for any one claim and in the aggregate.
Annual policy inclusive of Insurance Premium Tax at 12.00% and a £22.20 administration fee.
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Tack Cover +£70 - £1,000 sum insured with £200 excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £17.00 administration fee.
Equine saddlery and tack that is kept at home or in an outhouse , or frequently transported to and from events, is at risk. If your tack is lost, stolen or damaged, tack insurance will cover the cost of repairing or replacing your tack, subject to the security terms and conditions.
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Disposal Costs +£24 - Costs up to a sum insured of £300, which would contribute to the cost of euthanasia and disposal of the horse as a result of an accidental and external injury. This section does not carry an excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £6.20 administration fee.
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Colic +£260 - Cover for the costs resulting from colic surgery, up to £5,000. For any one claim and in the aggregate. Excess of £500 per claim. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £26.00 administration fee.
| Vet Fees Insurance | Price per year | |
|---|---|---|
| £1.5k Claim Limit | £3k Claim Limit | |
| Standard Vet Fees* | £91.80 | £195.00 |
| Add Disposal Cover +£24 | £115.80 | £219.00 |
| Add Tack Cover +£70 | £161.80 | £265.00 |
| Add Colic Cover +£260 | £351.80 | £455.00 |
| Prices only available to One Club members | ||
Prices include IPT.
An excess of £165 applies to each and every vet fees claim.
When it comes to transporting your horse, you'll want to make sure you're covered with horse trailer insurance when it matters most. Horse trailer insurance provides financial cover for accidental damage or theft, making it a lifesaver when an unexpected event tries to derail your next show. And with support to recover and deliver your horse trailer home or provide an alternative, every Harry Hall horse journey comes with extra reassurance!
Plus, as you'll join the One Club to access our insurance, you can save on equestrian products all year round on HarryHall.com with many more rewards thrown in too.
Find out more about the One Club
Affordable Equine Insurance Options
Put together the perfect insurance package with no quote needed Public Liability, Personal Accident, Vet Fees, Colic & Tack insurance options from Harry Hall.
As a One Club member you also get access to our Partner Benefits too!
Save on subscriptions with your favourite equestrian magazines, get a discount on entry to the shows and events you love and make the most of discounts designed to help make horse ownership more affordable.
See One Club Partner Discounts
Help support Harry Hall's charity partners
The Harry Hall One Club is proud to be part of the horse community and we work on different initiatives throughout the year to help support horse welfare. For this reason, when you join the One Club, take out insurance or shop with us, we'll donate 5p every time to the charities nominated by our members.
Harry Hall International Limited is an appointed representative of SEIB Insurance Broker Limited who are authorised and regulated by the Financial Conduct Authority. Terms, conditions and territorial limits apply.
Do I need to be a Harry Hall One Club member to purchase Horse Vet Fee Insurance?
Yes, our equine veterinary insurance is exclusive to One Club members. If you're not a member you can join today from as little as £3.75 per month or £10 per year. Click here to view the membership options available. If you register for an account and add a Bronze or Gold membership to your basket, you will then be able to purchase Vet Fees Insurance.
Do I register with my horse's stable name or passported name?
Please register with your horse's passported name or number, not their stable name.
Can I pay for my policy in instalments?
Our Vet Fee Insurance is available on an annual subscription or across 4 payments from £19.62 every 3 months.
Your One Club Membership can be paid on a monthly basis or annually.
Is there an excess under the policy?
The veterinary fees section carries an excess of £165, and the saddlery and tack section carries an excess of £200 which is payable on each and every claim.
Do I need to tell you if I sell my horse or wish to add a horse to the policy?
Yes, please contact our friendly customer service team on 01274 711011, who will be able to add your new horse to your policy, issuing new documents for a small admin fee of £10.
How many horses does the policy cover?
You can name a maximum of 2 horses on the policy if you are an individual member and 4 if you have a family membership.
Can I take out more than one policy?
Yes, providing the policy is covering a different horse.
Can I take out cover a horse which I loan/share?
Only if the horse is on full loan, meaning you are financially responsible for the horse and have a written loan agreement in place.
My previous policies had exclusions for example on the hind limb, will these apply to this policy?
No, there are no personalised exclusions on this policy as the cover is only for accidental and external injury. The only case that such an injury would not be covered is if it occurred prior to taking out the policy.
Admin Fees Summary
- Vets Policy cost: £78.50 / Admin fees: £19
- Vets & Disposal Policy cost: £101.50 / Admin fees: £19 + £6.20
- Vets & Tack Policy cost: £145.50 / Admin fees: £19 +£17
- Vets, Tack and Disposal Policy cost: £168.50 / Admin fees: £19 +£17 +£6.20
- Vets & Colic Policy cost: £328.50 / Admin fees: £19 + £26
- Vets, Colic & Disposal Policy cost: £351.50 / Admin fees: £19 +£26 +£6.20
- Vet Fees, Colic and Tack Cover Policy cost: £395.50 / Admin fees: £19+ £26 + £17
- Vet Fees, Colic, Tack and Disposal Cover Policy cost: £418.50 / Admin fees: £19+£26 +£17+£6.20
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Joining the Harry Hall One Club means exclusive product discounts, year-round savings, free delivery, competitions, access to riding technology and much more. But it also means you and your horse are at the heart of everything we do.